Know Your Funding Position Before Making Your Next Move
Get your Funding Health Score, uncover hidden risks, and discover ways to improve your position in under 60 seconds. Free. No calls. No selling. Ever.
We never call you. Ever.
Bank-level security. Your data is never sold.
Free for merchants. Funders pay us.
What Merchants Are Saying
Real Merchants,
Real Numbers
Last 30 daysMaria — Hair Salon
Miami, FL
Dropped her daily payments from $3,200 to $900 in 3 days.
Devon — Auto Body Shop
Houston, TX
Consolidated 4 advances into one and freed up $1,400 a day.
Priya — Coffee Roaster
Portland, OR
Cut her real APR from 162% to 41% without a single sales call.
We are building the most honest report on the funding industry.
Every quarter we will publish real factor rates, real default rates, and real APRs ranked by funder — sourced from merchants on our platform. Free forever.
Q2 2026 Funding Industry Report Card
The state of merchant cash advance in America
Total merchants analyzed
0
Live — updates as merchants complete onboarding
Average Funding Health Score
Coming Soon
Publishes once 10 merchants have completed onboarding
Total funding reviewed
$0
Sum of all positions entered by merchants
We just launched. These numbers are real and growing. Check back as our merchant community grows.
We are building this report from real merchant data now. First verified edition publishes Q3 2026. Free forever. No spam.
This Is Not A Broker.
This Is Not A Funder.
No credit pull. No commitment. Just clarity.
Know Your Funding Position Before Making Your Next Move
Get your Funding Health Score, uncover hidden risks, and discover ways to improve your position in under 60 seconds. Free. No calls. No selling. Ever.
Works on any phone. No download required. Add to your home screen for the full app experience.
Good morning
Marco's Deli
Status
Safe
You're on track today.
Today out
$847
Yesterday in
$3,420
Today's move
Hold off on the inventory order until Friday — keeps cash buffer above $2k.
Sample dashboard — yours will show your real numbers.
How it works
Three steps. Then we get out of your way.
Enter your funding details
Add your current advances in 3 minutes. Up to 10 positions. No bank connection required.
Get your Funding Health Score instantly
Your true daily burden, real APR, and how many days of runway you actually have. All calculated instantly.
Get your daily action plan
Every morning one clear thing to do to protect your business. No noise. No upsells. No calls.
True Cost Calculator
See what your funding is really costing you.
Type the numbers. Results update instantly. No signup, no download.
Most funding payments are daily. Some funders offer weekly. Select yours to see your real cost.
Enter your borrowed amount and factor rate to see your true cost.
Merchant stories
Real owners. Real numbers.
Restaurant, Chicago
"I had no idea I was paying $4,200 a day combined. Seeing that number changed everything."
Saved $2,800 per day
Auto Repair, Houston
"First time in 2 years I actually understood what I signed."
Identified $34,000 in unnecessary costs
Hair Salon, Miami
"They never once called me or tried to sell me anything. That alone made me trust it."
Consolidated 3 advances into 1
Grocery Store, New York
"I was in default and thought I had no options. I had 3."
Settled for 40 cents on the dollar
Landscaping, Phoenix
"My accountant couldn't believe something this clear didn't exist already."
Dropped daily burden by 61%
Coffee Roaster, Portland
"Cut my real APR from 162% to 41% without a single sales call."
APR cut by 121 points
We are building the most honest report on the funding industry.
Every quarter we will publish real factor rates, real default rates, and real APRs ranked by funder — sourced from merchants on our platform. Free forever.
Q2 2026 Funding Industry Report Card
The state of merchant cash advance in America
Total merchants analyzed
0
Live counter — updates as merchants complete onboarding
Average Funding Health Score
Coming Soon
Publishes once 10 merchants have completed onboarding
Total funding reviewed
$0
Sum of all positions entered by merchants
We just launched. These numbers are real and growing. Check back as our merchant community grows.
We are building this report from real merchant data now. First verified edition publishes Q3 2026. Free forever. No spam.
The only platform in business funding built for the merchant — not the funder.
No calls. No selling. No leads sold to brokers. Just clarity, every morning, on your phone.