Free MCA True Cost Calculator — See Your Real APR Instantly

Type the numbers. Results update instantly.

1. How much did you borrow?

2. Factor rate

e.g. 1.38 means you pay back $1.38 for every $1 borrowed

Payment frequency

Most MCA payments are daily. Some funders offer weekly. Select yours to see your real cost.

3. Daily payment

4. Monthly revenue (optional)

Used to check if the payment is affordable

Enter your borrowed amount and factor rate to see your true cost.