How Vorina Works and How We Make Money

Using Vorina costs you nothing. Your Funding Health Score, your dashboard, your Watchdog alerts, your cost calculator, your position audit — all free. No subscription. No trial period. No hidden fees. This will never change.

Vorina generates revenue in two ways. First — if you choose to explore funding options and connect with an approved funding partner through our platform, Vorina may receive a referral fee from that funder. This is similar to how Credit Karma works — free for users, supported by partners. Second — quality funders pay a monthly fee to be listed as approved partners on our platform.

Funder relationships never influence your Funding Health Score. Partner fees never influence our Watchdog alerts. No funder can pay to improve their ranking or suppress a warning. Our scores, alerts, and recommendations are based entirely on your financial data. Period.

Not every funder can participate in Vorina. We only work with funders who meet these standards:

• Factor rates below 1.40 on standard deals
• No aggressive collection practices
• No encouragement of stacking
• Transparent pricing and terms
• Strong merchant feedback history

We reject more funders than we accept.

Five things we will never do regardless of any business pressure:

• We never sell your information to brokers, funders, or any third party.
• We never call you unsolicited.
• We never add you to marketing lists without your explicit consent.
• We never show you a funder because they paid more — only because they are right for your situation.
• We never hide fees or conflicts of interest.

Everything about how we handle your data is in our Privacy Policy. The short version — your data belongs to you, we protect it with bank level encryption, and we delete it the moment you ask.